The Do's and Don'ts of Moving to Panama

Moving to Panama is an exciting adventure filled with promise and opportunity. Whether you’re drawn by the tropical climate, the affordable cost of living, or the vibrant culture, this Central American country offers a unique lifestyle. However, transitioning to a new country comes with its own set of challenges. To help you navigate this move smoothly, here are some crucial do's and don'ts to keep in mind.

Do: Research Thoroughly
Before making any significant move, thorough research is essential. Understand the different regions in Panama and what they offer in terms of lifestyle, climate, and amenities. The city life in Panama City is vastly different from the tranquil beaches of Bocas del Toro or the highlands of Boquete.

Resources to Utilize:

• Books: “Living Abroad in Panama” by Miriam Butterman
• Websites: Panama Guide, International Living, Choose Panama
• Expat Forums: Expat Exchange, Expat Focus

Don’t: Assume It's Like Other Expat Destinations
Panama has its own unique culture and set of challenges. Don't assume that what worked in other countries will apply here. Panama’s blend of modernity and tradition means you need to be adaptable and respectful of local customs and ways of life.

Do: Visit Before You Move
Before committing to a permanent move, visit Panama to get a feel for the country. Spend time in different areas to understand where you feel most comfortable. Consider factors such as climate, proximity to amenities, and the expat community.

Suggested Areas to Visit:

• Panama City: The bustling capital with modern amenities.
• Playa Bonita: An upscale resort area just outside of Panama City
• Boquete: A cooler highland town known for its expat community and natural beauty.
• Bocas del Toro: Idyllic islands perfect for beach lovers.
• Coronado: Popular with retirees, known for its beaches and golf courses.

Don’t: Overlook Legal Requirements
Moving to a new country involves navigating its legal requirements. Ensure you understand Panama’s visa and residency options. There are several visa programs available, including the Pensionado Visa for retirees and the Friendly Nations Visa for citizens of certain countries.

Key Steps:

• Consult with an Immigration Lawyer: To understand the best visa option for you.
• Gather Necessary Documents: Birth certificates, marriage certificates, and financial statements are often required.
• Visit the Panamanian Consulate: For specific guidance related to your nationality.

Do: Use a Reputable Agent for Your Property Purchase
The real estate market in Panama can be complex. Make sure the agent you choose understands--and has experience in--doing the type of transaction you want to do. Ask them to walk you through the entire process, including costs, pitfalls, and timing.

Real Estate Tips:

• Use Reputable Agents: Choose Panama has the experience you need. But more importantly, as an expat firm that is owned and operated by expats, we understand what you need before you even think to ask the questions!
• Understand Property Laws: Foreigners can own property in Panama, but ensure you understand the legal process.

Don’t: Neglect Healthcare Research
Healthcare quality and availability vary across Panama. Panama City has excellent healthcare facilities, but more remote areas may have limited options. Research health insurance options and understand the healthcare system before you move.

Healthcare Resources:

• Hospitals in Panama City: Hospital Punta Pacifica, Hospital Nacional
• Health Insurance: Companies like International Medical Group (IMG) and Cigna offer plans for expats.
• Expat Health Networks: Online forums and local expat groups can provide recommendations and advice.

Do: Learn Basic Spanish
While Panama City and other expat-heavy areas have many English speakers, Spanish is the official language. Learning basic Spanish will help you navigate daily interactions and show respect for the local culture.

Language Learning Resources:

• Apps: Duolingo, Rosetta Stone
• Classes: Local language schools, community centers
• Online Courses: Babbel, Coursera

Do: Embrace the Culture
Panama has a rich cultural heritage. Embrace the local traditions, foods, and festivals. This will enrich your experience and help you integrate into the community.

Cultural Activities:

• Festivals: Carnaval, Independence Day celebrations
• Cuisine: Try local dishes such as sancocho, ceviche, and empanadas.
• Music and Dance: Salsa, cumbia, and traditional Panamanian dances.

Don’t: Isolate Yourself
Moving to a new country can be daunting, but it’s important not to isolate yourself. Join local clubs, attend community events, and connect with other expats. Building a social network will help you feel more at home.
Community Resources:

• Expat Groups: Facebook groups, Meetup
• Local Clubs: Sports clubs, hobby groups
• Volunteering: Get involved in local charities or community projects.

Do: Prepare for the Climate
Panama’s climate can be a significant change, especially if you’re from a cooler region. The country has a tropical climate with a wet season and a dry season. Be prepared for high humidity and frequent rain in certain areas.
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Climate Tips:

• Clothing: Lightweight, breathable fabrics
• Home Prep: Ensure your home has air conditioning or fans.
• Health: Stay hydrated and use sunscreen regularly.

Don’t: Forget to Explore
Panama is a country of incredible natural beauty and diversity. Take the time to explore beyond your immediate surroundings. Visit the rainforests, beaches, mountains, and islands to fully appreciate what Panama has to offer.

Must-See Destinations:

• San Blas Islands: Known for their stunning beauty and indigenous culture.
• El Valle de Antón: A picturesque town in a volcanic crater.
• Coiba National Park: A UNESCO World Heritage site with exceptional marine biodiversity.

Do: Understand the Local Economy
Panama uses the US dollar, which simplifies financial transactions for many expats. However, understanding the local economy and employment opportunities is crucial if you plan to work or start a business in Panama.

Economic Insights:

• Job Market: Teaching English, tourism, and IT are common fields for expats.
• Starting a Business: Consult with local business advisors and understand the legal requirements.
• Local Costs: Groceries, dining out, and services are often more affordable than in Western countries.

Don’t: Overlook Safety
Panama is generally safe, but like any country, it has areas that are best avoided. Stay informed about the safety of different neighborhoods and follow common-sense precautions.

​Safety Tips:

• Stay Informed: Follow local news and updates.
• Neighborhood Research: Ask locals or expats about the safety of specific areas.
• Emergency Numbers: Have local emergency numbers saved in your phone.

Do: Be Patient and Flexible
Adjusting to a new country takes time. Be patient with the process and flexible in adapting to new ways of doing things. Panama has a more relaxed pace of life, and things may not always happen as quickly as you’re used to.

Adjustment Tips:

• Go with the Flow: Embrace the slower pace and enjoy the journey.
• Stay Positive: Focus on the positives and keep an open mind.
• Seek Support: Don’t hesitate to seek support from expat groups or professionals if needed.

Don’t: Underestimate the Value of Networking
Building a strong network can make a significant difference in your experience. Networking with locals and other expats can provide valuable insights, opportunities, and friendships.

Networking Tips:

• Attend Events: Social gatherings, business events, and community meetings.
• Use Social Media: Join expat groups and forums online.
• Be Open: Introduce yourself and take the initiative to meet new people.

Do: Consider Your Finances
Panama is generally more affordable than many Western countries, but costs can vary widely. Develop a clear understanding of your budget, including housing, utilities, groceries, transportation, and entertainment.

Financial Tips:

• Budget for Initial Costs: Such as visa fees, legal fees, and the cost of setting up a new home.
• Understand Banking: Open a local bank account and familiarize yourself with the banking system.
• Consider Cost of Living: Websites like Numbeo provide cost of living comparisons.

Don’t: Ignore Local Customs and Laws
Understanding and respecting local customs and laws is essential. What might be acceptable in your home country could be different in Panama. Take the time to learn about Panamanian etiquette and legal requirements.

Cultural Etiquette:

• Greetings: A handshake or a kiss on the cheek is common.
• Dress Code: Dress modestly in public places.
• Punctuality: Panamanians have a relaxed attitude towards time, so be patient.

Do: Enjoy the Adventure
Moving to Panama is a unique opportunity to embrace a new culture and lifestyle. Enjoy the adventure and make the most of your time in this beautiful country. Each day brings new experiences and opportunities to learn and grow.

Final Thoughts
Moving to Panama is a significant life change that comes with its own set of challenges and rewards. By following these do's and don'ts, you can make the transition smoother and more enjoyable. Embrace the experience, stay informed, and most importantly, enjoy your new life in Panama.